A Private Lender Network Built for Long-Term Income

Reliable Cash Flow Investments, Great for Retirement Income

The Passive Income Network is a private lender network that connects individual investors to promissory note opportunities backed by affordable owner-occupied homes. We make it easy for our members to generate monthly income through well-managed, real-estate-secured investments. Whether you’re planning for retirement or looking for a new way to diversify, we offer a smarter path to cash flow.

An active Senior woman sitting on a mountain top after hiking to the top. Woman looking at the scenic view from above on a rock ledge

Our Mission: Eliminate Retirement Income Worries

At the Passive Income Network, our mission is simple: eliminate retirement income worries for our members. We believe every investor deserves access to cash flow investments that are consistent and professionally managed. By helping our members earn income like the banks do, we empower them to enjoy retirement with confidence and peace of mind.

A Private Lender Network with Deep Industry Roots

The Passive Income Network is the funding arm and secondary market for promissory notes created by its parent company, Affordable Housing Loans (AHL). AHL is a manufactured home lender transforming the industry by simplifying the path to home ownership for underserved borrowers. Founded in 2017, AHL and Passive Income Network were created to serve two sides of the same mission—AHL provides housing, and PIN provides quality investment opportunities. Together, they operate across Arizona and Nevada under the same experienced management team.

manufactured homes neighborhood with units funded by our private lender network

Meet the Dedicated Team Behind the Network

Our leadership brings experience in lending, compliance, and investor services. Learn more about the people who power the Passive Income Network by visiting our Our Team page.

Tom Chase
Tom Chase

Founder & Sr. Partner

sam chen
Sam Chen

Investor Relations

kathy clark
Kathy Clark

Executive Assistant

marie tascher
Marie Tascher

Loan Servicing

cynthia cannon
Cynthia Cannon

Personal Property Transfer

How Our Private Lender Network Works

We offer individual investors the opportunity to fund promissory notes backed by affordable owner-occupied homes: secured, compliant, and income-producing. 

Our team handles note servicing from start to finish, including payment processing and homeowner communication. This hands-off model allows our members to enjoy cash flow investments without the burdens of management or real estate ownership. It’s the ease of a turnkey system, designed for smart, passive growth.

Women hiking together in a beautiful red rock canyon

Home Financed by Our Members

Here’s a look at the kinds of homes our private lender network helps finance: real assets, real families, and real returns.

manufactured home funded by passive income investments
Manufactured home in Arizona
Double-wide manufactured home financed through passive income investments
manufactured home with carport
tan manufactured home in arizona
manufactured home with porch and carport

Community Ownership Groups

We work with some of the most trusted and respected affordable home communities in the Arizona market. These partnerships help ensure the long-term value and security of each loan we offer.

silver king manufactured home communities logo
Equity LifeStyle property logo
treehouse communities
call am properties logo

Ready to Explore the Network?

There are several ways to take the next step with the Passive Income Network:

Contact Us

Our team is happy to answer your questions and help you decide if this is the right fit for your goals.

Consultation

Learn how our network works and whether you're a good match for our investor community.

Inside Look

Get deal previews and updates before you commit. See what kinds of opportunities are available to our members.

There is no guarantee any investor will achieve set profits. This is not an offer or solicitation to buy or sell securities.