The Passive Income Network is a private lender network that connects individual investors to promissory note opportunities backed by affordable owner-occupied homes. We make it easy for our members to generate monthly income through well-managed, real-estate-secured investments. Whether you’re planning for retirement or looking for a new way to diversify, we offer a smarter path to cash flow.
At the Passive Income Network, our mission is simple: eliminate retirement income worries for our members. We believe every investor deserves access to cash flow investments that are consistent and professionally managed. By helping our members earn income like the banks do, we empower them to enjoy retirement with confidence and peace of mind.
The Passive Income Network is the funding arm and secondary market for promissory notes created by its parent company, Affordable Housing Loans (AHL). AHL is a manufactured home lender transforming the industry by simplifying the path to home ownership for underserved borrowers. Founded in 2017, AHL and Passive Income Network were created to serve two sides of the same mission—AHL provides housing, and PIN provides quality investment opportunities. Together, they operate across Arizona and Nevada under the same experienced management team.
Our leadership brings experience in lending, compliance, and investor services. Learn more about the people who power the Passive Income Network by visiting our Our Team page.

Founder & Sr. Partner

Investor Relations

Executive Assistant

Loan Servicing

Personal Property Transfer
We offer individual investors the opportunity to fund promissory notes backed by affordable owner-occupied homes: secured, compliant, and income-producing.
Our team handles note servicing from start to finish, including payment processing and homeowner communication. This hands-off model allows our members to enjoy cash flow investments without the burdens of management or real estate ownership. It’s the ease of a turnkey system, designed for smart, passive growth.
Here’s a look at the kinds of homes our private lender network helps finance: real assets, real families, and real returns.
We work with some of the most trusted and respected affordable home communities in the Arizona market. These partnerships help ensure the long-term value and security of each loan we offer.
There are several ways to take the next step with the Passive Income Network:
Our team is happy to answer your questions and help you decide if this is the right fit for your goals.
Learn how our network works and whether you're a good match for our investor community.
Get deal previews and updates before you commit. See what kinds of opportunities are available to our members.
There is no guarantee any investor will achieve set profits. This is not an offer or solicitation to buy or sell securities.